Commercial Loan Officer
Company: Cooperidge Consulting Firm
Location: Virginia Beach
Posted on: February 19, 2026
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Job Description:
Job Description Job Description Cooperidge Consulting Firm is
seeking a Commercial Relationship Manager for a top Regional Bank
in Virginia Beach, VA. While many institutions have pivoted
exclusively to deposit-gathering, our client remains an active
lender in both C&I and CRE markets. This role is responsible
for driving the commercial lending process, from aggressive
prospecting and loan origination to complex credit analysis and
portfolio management. The ideal candidate is a high-performing
"generalist" with a strong focus on C&I, capable of navigating
complex risk assessments while building a personal brand within a
reputable community bank. Job Responsibilities Business
Development: Actively prospect and acquire new commercial loan
customers to generate new business and expand the bank's local
market share. Credit Evaluation: Assess the financial health and
creditworthiness of businesses by analyzing complex financial
statements, tax returns, and credit reports. Relationship
Management: Cultivate and maintain long-term client relationships,
serving as a trusted advisor to provide tailored lending and
financial solutions. Loan Structuring: Collaborate with clients to
structure transactions, prepare comprehensive loan packages, and
ensure 100% accuracy in documentation. Risk Mitigation: Conduct
thorough risk assessments for each application; develop and
implement strategies to mitigate identified financial and market
risks. Financial Analysis: Perform deep-dive cash flow and
profitability analysis to determine loan feasibility in compliance
with strict regulatory requirements. Portfolio Monitoring: Monitor
the ongoing performance of the existing loan portfolio, identifying
potential red flags and taking proactive steps to mitigate losses.
Requirements Education Bachelor’s degree in Finance, Accounting, or
Business is REQUIRED. A Master’s degree (MBA) is a significant
plus. Experience Minimum of ten (10) or more years of experience as
a Commercial Loan Officer or Relationship Manager is REQUIRED.
Proven track record in a banking or financial services environment
with a focus on C&I (Commercial & Industrial) and CRE
(Commercial Real Estate) . Strong history of meeting or exceeding
loan origination targets. Skills Financial Acumen: Advanced
understanding of financial statements, cash flow analysis, and
credit risk assessment. Strategic Communication: Exceptional
interpersonal skills with the ability to present complex financial
data to C-suite executives. Regulatory Knowledge: Deep familiarity
with commercial lending practices, loan documentation, and current
banking regulations. Analytical Mindset: Strong problem-solving
skills to navigate complex financial data and make informed,
high-stakes lending decisions. Benefits Comprehensive health,
vision, and dental insurance plans Life insurance coverage 401(k)
retirement plan with company matching contributions Paid time off
including vacation, sick leave, and holidays Opportunities for
career growth and advancement
Keywords: Cooperidge Consulting Firm, Chesapeake , Commercial Loan Officer, Accounting, Auditing , Virginia Beach, Virginia
